Password Depths

How many passwords does it take to be secure? I have a book full of them and the list grows.  Every so often one of the people I deal with, gets very aggressive about my passwords. The bank I like, becomes not only aggressive but downright obnoxious about it at times. When I want into my account, a popup appears with infuriating frequency worse than the seven year itch, and unless I change my password, they won't allow me in. Hey, it's my money in there, and what I do to get in the door, is not their business. They may suggest,  but what I do with my passwords is my business. They aren't the only overly diligent business that brow beats one to change passwords. Furthermore,  they insist it must be done according to their specifications. It must be so many letters long with capitals and a number and a special character. At the latter request, I was tempted to put in my uncle's name. He's a character who tells endless corny jokes. As to numbers, how about pi? That'll keep someone busy for a while. I understand all the reasons for having to change passwords, but please let me do it on my terms. When one is forced to keep all of the passwords with their combinations of numbers and letters and special characters in a lengthy book for reference to do a task on line, it becomes a security hazard in itself. And a  book of them is, indeed, necessary. Who can remember 39 different combinations of email addresses and assorted passwords for the dozens of businesses and services even average people have to deal with every day. The book of magical "open sesames" is usually kept close by a computer for quick reference. If you dawdle, you could be"timed out" and that is something you don't want to happen especially when it involves money.  If  a thief wants to order cosmetics or curtains or clothing  or cauliflower from one of my favorite on-line stores, all he or she has to do is grab my password book and be off.  But then he or she would encounter the next hurdle. Passwords aren't the only key to access. There are numbers, too, to remember. Scores of them. Piles of them and hoards of them. There are numbers for any on-line entry: the SIN,  credit cards,  health cards, driver's license,  library pass code, the movie site memberships, the grocery  store, clubs, the tax department, game sites, job numbers and on and on and on. Thus page two of my Ali Baba pass book has a new page specifically for  numbers. And letters, and of course the upper or lower cases, and let's not forget those special characters. All this is very well, and one would expect that keeping a book of these characters would suffice. But, there are times, albeit rare, when you enter your e mail address and the correct accompanying password and the proverbial door does not open. A helpful set of little blank boxes guides you to tell them you are not a robot and because it doesn't really believe you, you have to pick out the pictures that show cars or crosswalks or busses. And sometimes the site will send you a special number to the very same e mail address it won't accept as yours. This means you have to change your password yet again. It makes me wonder if anyone has drowned in cyberspace amongst the myriads of letters and numbers and, of course those special characters.